by Elaina Longjohn | Jun 11, 2026 | Blog
Imagine, you just landed a big client. Your sales are up 40% this year. Your revenue numbers look amazing. But at the end of the month, your bank account is nearly empty. This is the revenue trap—and it catches more small business owners than you’d think. ...
by Elaina Longjohn | May 14, 2026 | Blog
Strong sales don’t always mean healthy cash flow. Many small business owners are profitable on paper but still feel constant pressure around payroll, bills, taxes, or keeping enough money in the account month to month. The good news: small changes in how money moves...
by Elaina Longjohn | Apr 13, 2026 | Blog
Sales tax can feel confusing—but the basics are simpler than they seem. This guide will help you understand what to collect, when to collect it, and what to watch out for. What is Sales Tax? Sales tax is a tax business owners collect from customers at the time of...
by Elaina Longjohn | Feb 5, 2026 | Blog
Late January, Neighborhood Community Development Fund (NCDF) gathered with fellow lenders and economic development partners at Steel Valley Accelerator’s ‘Ready to Grow’ panel. The room included a mix of traditional lenders such as banks, and non-traditional lenders...
by Elaina Longjohn | Jan 9, 2026 | Blog
Starting in 2025, many business owners in Pennsylvania started receiving emails about this new requirement—and it’s important to understand what it is, why it matters, and step- by-step, how to file an annual report for your business correctly. Why Am I Getting...
by Mark Masterson | Dec 12, 2025 | Blog
This Christmas, we’re thrilled to launch our 12 Days of Giftmas Christmas Guide, celebrating our amazing borrowers and the unique gifts they offer. From December 14th through Christmas Day, we’ll reveal a new category each day, featuring one or multiple...