Blog
PA CDFI BASC Microgrants Application: Step-by-Step Guide
About the PA CDFI BASC Microgrant Program The PA CDFI BASC Microgrant Program helps historically disadvantaged entrepreneurs access business support, coaching, technical assistance, and funding opportunities to help grow and strengthen their businesses. Through a...
Is AI Worth it for Your Small Business? A Practical Guide
Is AI Worth It for Your Small Business? A Practical Guide You're running a restaurant. Between managing staff, creating menus, handling customer emails, posting on social media, and doing the books, you're working 60-hour weeks. By Friday, your inbox has 200 unread...
Profitability vs Revenue: Why It Matters for Your Business
Imagine, you just landed a big client. Your sales are up 40% this year. Your revenue numbers look amazing. But at the end of the month, your bank account is nearly empty. This is the revenue trap—and it catches more small business owners than you'd think. Revenue...
3 Ways to Improve Cash Flow in Your Small Business
Strong sales don’t always mean healthy cash flow. Many small business owners are profitable on paper but still feel constant pressure around payroll, bills, taxes, or keeping enough money in the account month to month. The good news: small changes in how money moves...
Pennsylvania Sales Tax Guide for Beginners (2026)
Sales tax can feel confusing—but the basics are simpler than they seem. This guide will help you understand what to collect, when to collect it, and what to watch out for. What is Sales Tax? Sales tax is a tax business owners collect from customers at the time of...
Financial Readiness: What Lenders Are Looking for and How to Be Prepared
Learn what lenders want and how small businesses can show financial readiness to secure loans, organize records, and plan capital use. While the organizations differed in structure and mission, there was strong alignment around one thing: what lenders are looking for when a business applies for capital. That conversation is what we want to share with you along with resources to help you become financially ready!
Filing Your Annual Report: Everything You Need to Know (Step-by-Step)
Starting in 2025, many business owners in Pennsylvania started receiving emails about this new requirement—and it’s important to understand what it is, why it matters, and step- by-step, how to file an annual report for your business correctly. Why Am I Getting...
Join our 12 Days of Giftmas: Support Your Community and Celebrate Entrepreneurs by Shopping Small this Holiday Season!
This Christmas, we’re thrilled to launch our 12 Days of Giftmas Christmas Guide, celebrating our amazing borrowers and the unique gifts they offer. From December 14th through Christmas Day, we’ll reveal a new category each day,...
Annual Event Recap: Celebrating 25 Years of Yes!
On November 21, 2025, we celebrated 25 years of strengthening neighborhoods across Allegheny County. For a quarter century, Neighborhood Community Development Fund (NCDF) has provided financing and technical assistance to help revitalize underserved communities, and...
The Coverage You Can’t Afford to Miss: Critical Insurance Protections for Business Owners
Building Your Business Legacy with Security Starting a business is an act of courage — especially when you're building something from the ground up. You put in long days, invest your savings, and pour everything into creating...