Business Spotlight: M&A Tax and Observatory Hill Deli

“It’s amazing that they [The Neighborhood Community Development Fund] takes on projects that other lenders don’t want to take.”

New Storefront Grows Clientele

Antoinette Payne has a background in accounting, and opened M&A Tax nearly six years ago. Observatory Hill Deli, which opened in July of 2019, was the vision of her husband, Michael Payne.

Both enterprises received small business loans from The Neighborhood Community Development Fund, formerly known as the “Northside Community Development Fund”.

Mrs. Payne previously managed her business out of her home, but when she was able to lease a storefront in the business district of Observatory Hill, her clientele grew. She received working capital funding from NCDF in order to expand her company and pay employees.

According to Antoinette Payne, M&A had an enormous impact on community development because it provided a space for Northside residents to have their financial questions answered and their voices heard, not only during tax season, but throughout the year.

“People from the area come in and ask questions, often asking about their small businesses,” said Antionette Payne. “You’d be surprised how many small businesses are in the area.”

Observatory Hill Deli is across the street from M&A. The Paynes noticed that there were no lunch options for people living and working in the Five Points Business District of Observatory Hill. The startup business loan they received from NCDF provided enough money to open the eatery.

“There was no place for the people to eat,” Antoinette Payne said, “and the [deli] has a very welcoming atmosphere for the community.” Plus, Observatory Hill Deli is a “grab and go” joint, making it easy and accessible for Northside residents during work hours.

“They [The Neighborhood Community Development Fund] are doing a great job in redeveloping the Northside,” said Antoinette Payne, “We greatly appreciate it.”

Food for Thought:

Although the Paynes both grew up in the Hill District, they did not know one another until they moved to the Northside.

 The menu at Observatory Hill Deli stems from Mr. Payne’s Southern-style recipes, which make for comforting yet quick bites to eat.

 Observatory Hill Deli was voted one of the “10 New Restaurants to try this Fall in Pittsburgh” according to Good Food Pittsburgh.

 By creating a deli, they provided not only specialties like the colossal “Big Dipper” sandwich, but also a welcoming ambiance that plays a part in the Northside’s dynamic community vision.



Get Started

So, what are you waiting for? Let’s get started.

Click the Loan Application button below and get the ball rolling.

Get in Touch

3923 Perrysville Avenue,
Pittsburgh, PA 15214